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Level Up Your Money Game

Rich Habits: The Daily Success Habits of Wealthy Individuals

by Thomas C. Corley

Personal Finance

TL;DR

This book ain't about some secret lottery ticket. It's about rewiring your brain for success by adopting specific daily routines. You'll learn to set clear, ambitious goals instead of just vibing, manage your money like a grown-up (saving, investing, avoiding dumb debt), prioritize learning and self-improvement over endless scrolling, and build a solid network of people who actually lift you up. Basically, it's a playbook for ditching broke habits and leveling up your life one boring-but-effective daily action at a time.

Action Items

Your Life's GPS
1.

Write down 3 specific, measurable goals you want to hit in the next 6 months. Make 'em spicy.

Your Future Self's Emergency Fund
2.

Set up an automatic transfer of $25 (or whatever you can spare) from your checking to a separate savings account for next payday.

Brain Gains
3.

Find one article, podcast, or YouTube video about a skill you want to learn or an industry you're interested in, and consume it for at least 15 minutes.

Your Squad Goals
4.

Identify one person you admire professionally and send them a polite, brief message (LinkedIn, email) asking for a quick chat or advice.

Unlock the full book to see more action items

Key Chapter

Chapter - The Power of Daily Rituals: Your Brain's Autopilot

Look, your brain is lazy AF. It loves routines because it means less thinking. This chapter hammers home that if you want to be rich, you gotta trick your brain into doing rich-person stuff on autopilot. It's not about willpower; it's about setting up your day so success is the default. Think of it like programming your phone to automatically update apps instead of manually doing it. You're basically installing "rich person software" into your daily life. Consistency is the secret sauce, turning those annoying tasks into second nature, freeing up your mental energy for bigger moves.

Key Methods and Approaches

Your Life's GPS

(AKA: Goal Setting)

Description:

Stop aimlessly swiping through life; figure out where the hell you're going.

Explanation:

Imagine trying to get to a lit party without an address. You'd just drive around, waste gas, and probably end up at your grandma's. Setting goals is like plugging that party address into your GPS. You need a clear destination, a route, and maybe a backup plan if traffic sucks. Otherwise, you're just vibing, and "vibing" rarely pays the bills.

Examples:
  • "I want to save $5k for a down payment on a car by next year" instead of "I wanna be rich someday."

  • "I'll apply to 3 internships a week" instead of "I'll get a good job eventually."

  • "I'll learn basic coding for 30 mins daily" instead of "I should probably learn a skill."

Today's Action:

Write down 3 specific, measurable goals you want to hit in the next 6 months. Make 'em spicy.

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